![]() ![]() A premium allocation charge of 2% is levied on top-up premium paid. ![]() ![]() For annual premium band of Rs 2,50,000, the premium allocation charge is 4.50%/4% for 1 st & 2 nd policy year/3 rd policy year onwards, respectively. For annual premium band of Rs 40,000 to Rs 2,49,999, the premium allocation charge is 5.50%/5% for 1 st & 2 nd policy year/3 rd policy year onwards, respectively. Premium Allocation Charges: This charge is deducted from the premiums paid and the balance amount is then allocated to funds chosen. You can change from one investment option to another investment option anytime after the first policy year. It provides you the flexibility to invest amongst 7 available investment funds and you can also switch from fund to another, provided the switched amount is at least Rs 5,000. Self-Managed Option: This investment option is for individuals who would like to have control over their investment. Return Optimiser Option: This investment option enables you to take advantage of the equity market, protect your gains against the future market volatility and create a more stable sequencing of investment returns. It safeguards your wealth against the market volatilities. Systematic Transfer Option: This investment option is for individuals who would like to eliminate the need to time one’s investments in the market. You have the option to choose from following three investment strategies that help manage your funds. This policy offers following 7 investment funds and you have the option to invest in any one or combination of fund options. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |